A WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a growing decline in its presence. Driven by the explosion of online and mobile banking, customers are increasingly turning to electronic channels for their financial needs. This shift has resulted to a decrease in branch openings, and many institutions are consolidating existing branches to opti

Free cash flow (FCF) represents a crucial metric for investors and business operators alike. It demonstrates the true cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can indicate a healthy and sustainable business, capable of growing. Understanding how to assess FCF and optimall